Jun
29
Will a payday loan in default affect my ability to get a tax refund loan?
Filed Under Personal Finance | 5 Comments
Nicole s
I currently have a payday loan that is way past due ( they still call but have not sent to collections yet ). I need to know if this will cause me to be denied a refund anticipation loan. Anybody have experience with this situation? I plan to pay this off with with my tax refund. I reside in Indiana if that helps……
I currently have a payday loan that is way past due ( they still call but have not sent to collections yet ). I need to know if this will cause me to be denied a refund anticipation loan. Anybody have experience with this situation? I plan to pay this off with with my tax refund. I reside in Indiana if that helps……
Jun
29
Why do people think successful businesses need to borrow money to keep running?
Filed Under Government | 4 Comments
Princess Palin
Excuse me, but a business that has to borrow money to keep in business is a business that is doomed to fail, borrowing money just prolongs the agony and will lead to bankruptcy, leaving the people who made the loans in the cold and out of their money.
Excuse me, but a business that has to borrow money to keep in business is a business that is doomed to fail, borrowing money just prolongs the agony and will lead to bankruptcy, leaving the people who made the loans in the cold and out of their money.
Wall Street is no exception.
If you loan money to a deadbeat bum, you can expect to never get your money back.
Jun
27
Payday Loan Emergencies
Filed Under Government News | Leave a Comment
Payday
Payday Loans For Emergencies
If you are not prepared for a financial emergency, you are not alone. Most double and single income households do not have the resources saved to protect themselves in an emergency! There are many different types of financial emergencies that will require quick action. Fortunately, there is help available!
Some people would not see a simple auto breakdown as an emergency, but for those who are unprepared, this can be a major crisis. Not only will they face the cost of the auto repair, but also the cost of losing income from not being able to get to their place of employ! A small situation has suddenly balloned into an emergency!
Behind on a monthly utility? No big deal for some, but for those who are just a short time from payday, the costs of paying for utility re-connects far outweigh the cost of most payday loans. So, why not just kite a check? Now you are facing the possibility of the check bouncing and having to pay the bounce fees (usually very high). It is also illegal!
We all have our own ideas of what constitutes an emergency. Some would consider a short holiday as an emergency! To them it is in fact an emergency! Most payday loan companies will not even ask what you want the cash for! It is up to you to use the proceeds of your payday loan wisely!
Payday loans are small short term loans that don’t require any security or collateral. It is based solely on the borrower’s current financial situation. A payday loan borrower has to qualify for the loan as lender offers the loan to those who are earning a monthly income of £800 with regular employment. Moreover, the borrower must have active bank account that has been opened at least ninety days back.
Before posting judgement on what others might consider emergencies, look inward and see just what would cause an emergency financial crisis in your own circumstances, you may be quite surprised!
Payday Loans For Emergencies
If you are not prepared for a financial emergency, you are not alone. Most double and single income households do not have the resources saved to protect themselves in an emergency! There are many different types of financial emergencies that will require quick action. Fortunately, there is help available!
Some people would not see a simple auto breakdown as an emergency, but for those who are unprepared, this can be a major crisis. Not only will they face the cost of the auto repair, but also the cost of losing income from not being able to get to their place of employ! A small situation has suddenly balloned into an emergency!
Behind on a monthly utility? No big deal for some, but for those who are just a short time from payday, the costs of paying for utility re-connects far outweigh the cost of most payday loans. So, why not just kite a check? Now you are facing the possibility of the check bouncing and having to pay the bounce fees (usually very high). It is also illegal!
We all have our own ideas of what constitutes an emergency. Some would consider a short holiday as an emergency! To them it is in fact an emergency! Most payday loan companies will not even ask what you want the cash for! It is up to you to use the proceeds of your payday loan wisely!
Payday loans are small short term loans that don’t require any security or collateral. It is based solely on the borrower’s current financial situation. A payday loan borrower has to qualify for the loan as lender offers the loan to those who are earning a monthly income of £800 with regular employment. Moreover, the borrower must have active bank account that has been opened at least ninety days back.
Before posting judgement on what others might consider emergencies, look inward and see just what would cause an emergency financial crisis in your own circumstances, you may be quite surprised!
Jun
26
dixiegirl
HELP! We are caught in a vicious cycle of trying to pay off payday loans, however, due to the enormous interest rates, we are having difficulty paying them off. We are in the process of rebuilding our credit score, but still have “bad credit”. We desparetly need to get a $1500 installment loan. Insights very much appreciated.
HELP! We are caught in a vicious cycle of trying to pay off payday loans, however, due to the enormous interest rates, we are having difficulty paying them off. We are in the process of rebuilding our credit score, but still have “bad credit”. We desparetly need to get a $1500 installment loan. Insights very much appreciated.
Jun
24
ladat1sexythang
im having a hard time asking to borrow money so i can get back home and its killing me that im this way.
im having a hard time asking to borrow money so i can get back home and its killing me that im this way.
Jun
24
Why does the Unites States borrow money if they make so much more than any other country?
Filed Under Economics | 12 Comments
Kamikaze
Most European countries don’t make but around 1.5 trillion, compared to the United States 12.7 trillion. Why must we borrow so much money, and why are we in such debt? I also don’t understand if this is true, why we don’t have that much better health care for our citizens, or higher quality of standards? Where does it all go?
Most European countries don’t make but around 1.5 trillion, compared to the United States 12.7 trillion. Why must we borrow so much money, and why are we in such debt? I also don’t understand if this is true, why we don’t have that much better health care for our citizens, or higher quality of standards? Where does it all go?
Jun
24
Changed And Loyal
I have let people borrow money and they never return it so I am going to decide to not let anyone borrow money from me anymore. Has this ever happened to you?
I am actually talking about the general public and friends borrowing money.
I have let people borrow money and they never return it so I am going to decide to not let anyone borrow money from me anymore. Has this ever happened to you?
I am actually talking about the general public and friends borrowing money.
Jun
23
I need a guaranteed personal loan for people with bad credit. Not a payday loan either, any suggestions?
Filed Under Personal Finance | 17 Comments
Arianna B
I do not want a payday loan, but need a personal loan and have bad credit. I am actually planning on taking the cash and paying off my 3 current credit cards (total is $2k) and rebuilding my credit that way. Any suggestions? And please do not say prosper cause all that did was make me keep requesting and noone ever assisted.
I do not want a payday loan, but need a personal loan and have bad credit. I am actually planning on taking the cash and paying off my 3 current credit cards (total is $2k) and rebuilding my credit that way. Any suggestions? And please do not say prosper cause all that did was make me keep requesting and noone ever assisted.
Jun
23
jrvjeo
I have fallen into this payday loan hole, and I can seem to get myself out. What would be the best solution to pay them off fast, if I don’t have the money. Should I try and get a personal loan?
I have fallen into this payday loan hole, and I can seem to get myself out. What would be the best solution to pay them off fast, if I don’t have the money. Should I try and get a personal loan?
Jun
21
steph’s_joy
Borrowing money enables the government to spend more in the present without having to make up the differance until years later. Why do you think that for many years poloticians found it easier to borrow money than to cut the deficit?
Borrowing money enables the government to spend more in the present without having to make up the differance until years later. Why do you think that for many years poloticians found it easier to borrow money than to cut the deficit?