wut’s a girl 2 do?


I have an outstanding payday loan and they want to take me to
court. I wrote a check for the loan and it bounced and I have paid on the loan since but haven’t been able to pay it off. I really don’t want to go to court but they aren’t willing to work with me. Can anyone tell me what happens at that point?

6 Responses to “What happens when you fail 2 repay a payday loan?”

1. VaTreasures on May 30th, 2009 1:55 am

   If they win a judgement against you, they may be able to garnish your wages.

2. Phoenix on May 30th, 2009 10:20 pm

   You will have to pay them. Generally, the courts will have your check garnished.

3. Lord Vader Sith Master on June 1st, 2009 1:37 am

   I used to be a manager for Check Into Cash, and depending on when you took the loan out you can not pay for up to two months prior to paying. Since the check bounced, depending on the amount, that is a felony in most states. I would find relatives, anyone to get it paid as prior to going to court.

4. dorim_99 on June 3rd, 2009 2:13 am

   They will get a judgement against you and possibley garnish your wages. They will also trash your credit but since the reason you got a payday loan to begin with is probably because you’ve already done that , that part shouldn’t bother you.

5. I Love Pink! on June 6th, 2009 11:53 am

   U get a bunch of NSF’s in ur account, and eventually if you fail to make payment schedule with them, it’ll go to a collection’s agency and it reflects bad on ur credit score.

   Pay it, trust me you want to!

6. Georgie Porgie on June 6th, 2009 8:03 pm

   you go to jail.

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